Buying with IRA's

Real Estate Investment Tool

Today's Real Estate Market is Ripe for Investment.

Over time, real estate investments have afforded many people with the powerful combination of appreciation and income. The purchase of real estate through a self-directed retirement plan is a popular investor choice for this and other reasons. IRA funds are still a virtually untapped source of funds that can be used to invest in real estate.

A self-directed IRA gives you the freedom to invest in non-traditonal assests, such as single-family and multi-unit homes, apartment buildings, co-ops, condominiums, improved or unimproved land (leveraged or unleveraged), commercial property and more. For individuals who are already investing in real estate, this is an opportunity for them to invest in what they know best.

Why Real Estate? The question why not real estate in an IRA?

In a normal sale of investment real estate, there are taxes assessed (ie. capital gains, depreciation recapture, applicable state taxes). When a property is sold within an IRA, 100% of the proceeds roll back into the IRA. With real estate prices at record lows, there has never been a better time to invest in real estate. Whether you are a seasoned investor, or a first-time investor, this is your opportunity to take advantage of the market.

Additional advantages and benefits with using your IRA to invest in real estate.

Diversification of your retirement portfolio: You've heard the saying, "Don't put all your eggs in one basket." The same is true for your retirement basket. This is simply a way of spreading your retirement eggs over several baskets.

Reduction in Taxable Income: Any income that is generated by the property held by the IRA is not subject to tax because it is sheltered by the IRA. When investing in real estate, you make all of the decisions; when to buy, when to sell, when to lease, etc. YOU call the shots. YOU are in total control.

All Real Estate Qualifies for Self Directed IRAs

Condominiums
Single Family
Duplex/Triples
Commerical
Condotel
Raw Land/Farm Land

*Real Estate Must be for Investment Purposes Only - Personal or Family Use of a IRA Real Estate is Strictly Prohibited

*All information provided is for discussion purposes only, please consult your tax advisor before entering into any financial transcations.

Smarter, Bolder, Faster and here to stay! Vicki & Randy Biehl – Century 21 Aztec & Associates

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*Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.